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Track Day Insurance

Discussion in 'Ducati General Discussion' started by Nigel Machin, Jan 19, 2017.

  1. Bitten the bullet and booked a couple of track days this year, novice group at Oulton park end of Feb and a 1:1 instruction day in July. Do I need insurance? Any experience of what's covered and the best providers. I'll be hooning around on the dvt :) Thanks
     
    #1 Nigel Machin, Jan 19, 2017
  2. You don't 'need' it to take part. It's a good idea but unfortunately more expensive than the track day itself usually. Hence the reason hardly anyone bothers.

    The cheapest quote I had was from be moto.

    My advice, treat it like a fast road ride. And leave the ego in the pit lane (if you have one, you don't seem like it)
     
    #2 Advikaz, Jan 19, 2017
    • Thanks Thanks x 2
  3. As an end note, when the bug gets so bad you start looking abroad, some Spanish tracks are now requiring medical and repatriation insurance. There are plenty of providers and it costs about £50 per person. Andy
     
    #3 Android853sp, Jan 19, 2017
    • Thanks Thanks x 1
  4. #4 Kato, Jan 19, 2017
    • Thanks Thanks x 1
  5. I always ride to and from Trackdays (as I have no trailer or van), I have enough cover from MCE for the GSXR but I do insure the Ducati when it goes on days, I use Moris insurance. Prices vary but for up to about 5-6K it's about £130 (including personal injury and recovery) for 10K+ it's £240 including recovery and personal injury (can be less if you take the extras off)...
     
    #5 frazzle, Jan 19, 2017
    • Useful Useful x 3
  6. The track day insurance I saw had a excess that was 50% of the bikes value....
     
    #6 Ian, Jan 20, 2017
    • Agree Agree x 1
  7. Is that for a year or per trackday?
     
    #7 bradders, Jan 20, 2017
  8. That'll be per day
     
    #8 Advikaz, Jan 20, 2017
  9. :flushed::flushed::flushed::flushed:
     
    #9 bradders, Jan 20, 2017
  10. Yerp

    Steep aye
     
    #10 Advikaz, Jan 20, 2017
  11. it is steep.... but if I can't afford to throw a 10-12k bike down the road.... and personally I only do 2 a year on the Duc.... the rest on the gsxr
     
    #11 frazzle, Jan 20, 2017
  12. #12 duke63, Jan 20, 2017
  13. I would have thought that was common sense anyway to take that out.

    The cost of being brought home after a big off would be horrendous.
     
    #13 duke63, Jan 20, 2017
  14. Hi
    I think 1 of the big bike insurers ( Bennetts or MCE I think ) cover you for max 50% of value of bike on track days , as part of their fully comp package.
    I dont know anyone who has ever made a claim though. It might be worth looking into if you want some cover for your bike on track.
    Kev
     
    #14 KevR, Jan 20, 2017
  15. MCE
     
    #15 Advikaz, Jan 20, 2017
  16. But they're otherwise horrific
     
    #16 Advikaz, Jan 20, 2017
  17. I have MCE it's £1000 excess and 50% of the bikes value,hence the reason my solid gold diamond encrusted multi is valued at a Cool mil ££££ :)
     
    #17 Nigel Machin, Jan 20, 2017
  18. I've only got insurance because it's a legal requirement, otherwise for any claim you're into bartering, I do agree with medical and repatriation which is something I had throughout my skydiving career. A mate used it once for a badly broken wrist in the states, some $30k later......well worth it. Marks and Spencer's offered pretty decent extreme sports cover
     
    #18 Nigel Machin, Jan 20, 2017
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