So what have you done today..?

Discussion in 'Lounge' started by figaro, Mar 17, 2012.

Page 2565 of 4660
  1. See post #51281 :eyes:
     
    #51281 Exige, Jan 21, 2019
  2. I have and I liked it, he does say might though. ;)
    Steve
     
    #51282 Birdie, Jan 21, 2019
  3. Ah. you didn't, so that deffo then :)
     
    #51283 Exige, Jan 21, 2019
  4. Just had my second yearly pension summary through - last weeks was up circa 6%, todays was up nearly 10% - don't tell @Old rider :eyes:
     
    #51284 Exige, Jan 21, 2019
  5. I meant I liked his post, not I liked being retired, which I did both time I tried it.
    Steve
     
    #51285 Birdie, Jan 21, 2019
    • Useful Useful x 1
  6. Who you with?
     
    #51286 West Cork Paul, Jan 21, 2019
  7. Don't know :bucktooth:
     
    #51287 Exige, Jan 21, 2019
  8. Last weeks was Mercer (who look after our old final salary plan that ended years ago unfortunately) and todays was Royal London - current work pension...
     
    #51288 Exige, Jan 21, 2019
  9. They’re not bad returns. I had a plan with Scottish Widows. Shit. Was always worth less than I ever paid in. Had a plane with Prudential. Reasonable return but not brilliant and I can’t access it from here. Had a plan with Merchant Investors was always great returns. MI was taken over by Sanlam, who continued the good yearly returns, and now everything is with Sanlam. Great service. No I don’t work for them.

    I’ve still got a final salary scheme from RBS which is shite. Nice transfer value if I move out but if I stay in and start drawing it’s just 2% of the value at present. I will die before they’ve even used up the capital let alone what they make on it. Feckers. All due to low bond yields.
     
    #51289 West Cork Paul, Jan 21, 2019
  10. Pool, again.....i dont really swim, I kind of just stop myself from drowning. Seems to be helping my knee. I want be getting fit on the bike ffs. Sooooooo fuckin frustrating.
     
    #51290 evoarrow, Jan 21, 2019
  11. I still need to see someone to discuss finances!

    Even if its just chuck what I can afford in a SIPPS, then use as a savings accountant drag what I'm allowed out without paying tax and take an income from the rest.
     
    #51291 bradders, Jan 21, 2019
    • Agree Agree x 1
  12. I'm 55 in March and will be taking 25% out so at least that bit can't crash! Pay it off the Mortgage or buy more bikes :thinkingface:
     
    #51292 Exige, Jan 21, 2019
    • Agree Agree x 1
  13. Likewise. Take 25% that is. I’d rather the cash in my bank than stuck in the UK come 29/3/19
     
    #51293 West Cork Paul, Jan 21, 2019
    Last edited: Jan 21, 2019
  14. Yep, just moved almost everything into a SIPP. A long drawn out and bureaucratic, administerarively overly burdensome exercise, but worth it in the end. The only one that’s not there yet is the RBS defined benefits scheme. But, we’re going off thread..... again
     
    #51294 West Cork Paul, Jan 21, 2019
  15. Not if your thinking about it today :bucktooth:
     
    #51295 Exige, Jan 21, 2019
  16. True. I had to scroll back up to the top to check which thread this is. :grinning:
     
    #51296 West Cork Paul, Jan 21, 2019
    • Face Palm Face Palm x 1
  17. I never do that :(
     
    #51297 Exige, Jan 21, 2019
  18. That explains a lot :)
     
    #51298 West Cork Paul, Jan 21, 2019
  19. :eyes:
     
    #51299 Exige, Jan 21, 2019
  20. :D:upyeah::heart:

    Before you get upset and have a tiz
     
    #51300 West Cork Paul, Jan 21, 2019
    • Thanks Thanks x 1
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