Just had my renewal through, not even shopped around yet or even done my usual phone call to the broker "....that's not acceptable, what's your BEST premium to stop me moving?" Renewal quote £391.10 (£336.27 last year) Carole Nash (been with them for about 7 years!) MTS1200S Sport (although I note they're still referring to the Touring) Modifications - non declared Fully Comp - SDP & Commuting Age 50 Max NCD (no claims or convictions) Uk & Euro breakdown cover £20m legal liability / £100k uninsured losses cover Foriegn use entitlement Accessories - items that are permanently attached to the bike Post up your insurance details as above for comparison........and a mention for any insurance companies/brokers that have given great service or are to be avoided (Carole Nash were brilliant when I had my crash;-)
40 yrs old rider - license for over 20yrs - no accidents the broker is bennetts (insurance is with zenith insurance) mts 1200 s touring white no accessories declared private and commuting 3 yrs ncd fully comp 650 excess Oh and postcode is west london Annual premium £328.52
The best quote I got was from ducati insurance, but no break down cover. A lot less than carol nash who I was with before. And I told them about the full Termi.. Give them a go.
Mine isn't due for renewal until June but out of interest last night I put my details in on the tesco compare site. The cheapest quote was £133!!! I'm currently paying a bit more than that but not much. MTS1200 Modifications - non declared Fully Comp - SDP NO Commuting Age 45 Max NCD (no claims or convictions) Uk & Euro breakdown cover extra Foriegn use entitlement Accessories - Non declared
lol! Funnily enough I did apply for a quote online earlier as I remembered someone else recommending them a while back Ducati Insurance - online insurance centre ....as I came clean regards the Termi the end result was that someone would contact me.....we'll see. Tony, who are you paying not much more than £133 with?! ;-) I will be wanting the breakdown cover though (not included with Ducati extended Warranty) and, according to Carole Nash, that's worth around £100 (not that I've checked anywhere for separate cover yet)
750 and change. No commuting, fully comp. No points. 32 Garaged, alarmed/locked. Guildford area. No pillion, no modifications. My problem is mainly - my entire riding history has been overseas, entirely clean no claims since 2005. They take it into account (notarized documentation from the US) but I still have a sneaking suspicion I'm getting seriously ripped off. Aviva via Carole Nash
MCE Insurance inc RAC cover £326 3Y NCD Lic held 30 years Age 49 Bike Locked Garage No accident 30 years, No points watch this space! MCE Insurance inc RAC cover SDP and commuting £400 Excess Had Used Ducati for 2 years but rates jumped up Massively last year 1200S with all (Touring Kit not covered) Household Ins Does! Euro Use No Mods
No, Reading, Berkshire. I got it wrong with what I paid last June, just checked & it was £104:42 with Aviva (largest UK Insurer) through the broker Motorcycles Direct. Excess is £250. It included protected no claims discount but I did exclude pillion cover which isn't required for me & this can often make a difference. As the bike is still under warranty including breakdown recovery I wasn't bothered about that but in reality it's only £30 - £50 depending on where you buy it from. I also don't pay extra for legal protection as it is only of use if an accident is not your fault & in these cases there are 100's of companies out there that will take your case on for a no win no fee basis. By the way, I work for an Insurance Company, not Aviva.
Very interesting Tony.....I'll have to try a quote through Motorcycles Direct! Good point re the legal cover......I actually declined Carol Nash proceeding with my claim preferring to use a Bristol solicitor that was recommended....on a no win no fee basis! So I've been paying for legal cover for no reason, doh! GP.......ouch! I understand that Mericans are classed as high risk though! lol And you're a youngster!
I'm with Footman James.......£129 Full comp, proper recovery, unlimited mileage, 3 years (nearly, hopefully) NCD. Aftermarket exhaust declared.....Age not declared (well, not to you lot anyway....suffice to say I invented the motorcycle).........but......they have just advised me another 'broking arrangement' is about to occur so I have no idea of what the premium will do in September. AL.
Just bought aa cover - 30 quid today. Just the basic recovery will do for me. Gets the bike home dealer can then pick it up. Kept the legal cover on the bike but actually on car policy I cancelled - same mentality/idea plenty of lawyers out there if I need help.
£246, F/C, 9 years N/C. 45 yrs young, Euro Cover, helmet & leathers cover, RAC cover. MTS 1200 S touring. CF38 postcode.
I have just renewed in the past month and paid £193 via MCE, I have a dislike of MCE, but by the price took me to them. I paid about £700 or just under last year via Footman James, but only because I had 3 years NCD with them on classic bikes which only they would accept on the Mutley, so had to stick with them to keep the NCD. They would not cover me this year??? I had a Termi stubby carbon end can fitted and MCE wanted £700 when I included that, having always liked the look of the original fitment, I decided to put that back on when I had it stripped down for cleaning. I just sold the carbon end can :smile: 4 years protected NCD Age 50 years Riding 33 years Pillion cover 10,000 miles limit on use Excess £400 Garaged Bristol (BS16), postcodes can make a vast difference on insurance. Ours dropped loads when moving from Filton to Downend Legal cover Breakdown assist, but still have the Ducati cover as well as the bike is only 1 year old. 45 days European cover Kit and Helmet cover to £1000, but I think it is a separate excess of £100?? Ducati Alarm and I had to say it was factory fitted, as dealer fitted took the cost up about £200 Tracker and it works as me and AndyW found out when we moved the bike no more than 3 yards outside his house.... Datatag Pragmatis 19mm chain (from Torq Anchors) and Kasp 21mm lock (Chain and lock are heavy, I carry it in the top box, but so worth it) Xena disc lock alarm And a just in case, a set of the Masterlock extended links Streetcuffs. RRP £99 in uk, £28 posted from USA on Ebay I also just got the 390mm security pin for the back wheel from Torq anchors that fits with the 19mm chain, but uses a specific Squire padlock, Stronghold ss65cs closed shackle. A locksmith friend tells me the 2 locks I have are amongst the best in the world, he would not get past either of the unless using a grinder. Sh!t I've spent some money on security!!! Chris
chris I agree with you, although the bike sits at home during the night cosy in the garage I have also invested in security cable and ground anchor, because I think the biggest danger is a carry-off.
Wish I could get your rates! Insured with Carole Nash (Ducati and Bennetts were more) Fully Comp 8 years protected NCD Age 46 years Riding 23 years Clean Licence, no points, no claims. 8 years Protected NCB Social, Domestic , Pleasure & Commuting UK and Europe Accident and Breakdown Service Legal Protection 100K No accessories declared 1198SP Excess 600 Garaged, Alarm, Tracker, Ground Anchor, Disc Lock, No Pillion MTS1200S T Excess 500 Garaged, Alarm, Ground Anchor, Disc Lock, Pillion BD Postcode £1049 Interesting I changed to the MTS from a Tiger 800 and the policy went down £200?
