https://www.tvnz.co.nz/one-news/world/mum-releases-shocking-video-of-son-s-fatal-crash-6073402 take this one, at 35 seconds in, the warning signs are all there...the speed remains the same...
100% avoidable. Fits in with not at fault, but that does not help the guy. Been around too many motorcycle accidents that have been avoidable just by applying some simple risk assessment. Again, covered in Roadcraft.
I passed my IAM test back in 1983, but in 2005, I had an accident at work that left me with a life-changing injury. I set myself goals to aid my recovery and one of these was to do the IAM test again. I passed my IAM test for the second time in 2006. Go for it Perry!
Do it Mate. My wife got her IAM ticket at the end of last year and she has found it of great value in technique and confidence.
Hmmmmm My opinion. It really depends on where you’re at with your riding. the I.a.m is a funny old arrangement. I’m lead to believe it used to be full of really good, sensible, common sensical coaches. These guys however are mostly long gone (all the ‘old guard’ I’ve ever known are fed up with it). I was involved with the Kent club when I first passed my test. My ex father in law was an ex coach of coaches and himself didn’t speak well of the direction the club was generally going in. they didn’t like the fact I rode on track And had very little respect for the discipline in general. I found the whole club extremely cliquey and the whole model of it all very out of touch/outdated. the calibre of coaches (observers I think they call them) is pretty shit. It’s hit and miss but honestly most of them are crap. I’ve ridden with a load of them. Was shocked tbh. They seem much like the U.K. government tbh. Absolutely no common sense, but someone’s told them to follow (in this case) a book to the T. They don’t like anything or anyone that questions anything or doesn’t do things to the book regardless of the fact that some of it is dangerously rigid in reality. Some of the observers are hideously slow and awkward in a raw attempt to out PC the rest of the club. Whilst wobbling about getting in everyone’s way and making themselves vulnerable - for example. But I think for very green, nervous, inexperienced riders. It does still serve a purpose. overall the self righteousness of so many of the club members and especially the ‘staff’ is like dealing with a bunch of clueless, unfit Lycra clad cyclists (you know the type). But alas, they all talk a good ride ..
Perry, why not just insure one of your STs? You don’t need to ride it and obviously can’t at present but that doesn’t mean you can’t keep up insurance on it and therefore maintain your NCB.
I might look into it this week - and talk to my sol. Originally, my insurance paid out on my S4r as a total loss. In time, this should be claimed back against the other side. Knowing how bloody minded Hastings are being and that they still deny I was even riding the bike, then I very much doubt if they have paid out. I'm fecked if I am going to pay out on a bike that I can't ride and with a claim against me just to keep a NCB. I am expecting my claim to include my loss due NCBs running out.
I agree with a lot of your sentiment but you could also add at trackdays how many of those riding around have labelled themselves ‘instructors’ ...but have no formal qualifications at all?
I may be wrong, but I think I remember reading somewhere that it is a legal requirement to insure a vehicle even if it is on SORN? Please feel free to correct me if I am wrong.
If it’s on SORN it is off road! If it ventures in to the road it need tax mot and insurance Declared off road is exactly that and no insurance required
Thing is, I know some trackday coaches who are actually really good who’ve never even raced. I know some acu coaches who are terrible. Afterall you do not need to be the master to be a good teacher .. but the guys I’ve dealt with from the I.a.M where neither masters nor good teachers but they all have qualifications to support the theory that they are. Some of the best car race coaches I’ve ever worked with have been shit race drivers ARDS for instance is not worth the paper it’s written on.
Just have the minimum insurance, TPF&T just in case you lose them through F or T. I doubt very much if you’ll be able to include loss of NCB in your final claim. What happens between your insurer and Hastings is between them and if no consequence to you, yours is a no fault claim and won’t affect your NCB. What will affect your NCB is letting your insurance lapse for more than 2 years. That’s within your control, not anyone else’s, and that’s why it won’t be included in your final settlement. Let it lapse and effectively as far as insurers are concerned you’ll be treated as a new rider whose never ridden before, you may find your premiums jump considerably.
Again i agree with you on the ARDS thing...bit like an ACU licence... or even calling yourself a racer... and the whole tiger woods coach thing, and some well renowned GP winning riders that make you cringe when you listen to their hollow feedback. Nevertheless im talking City of GUILDS level 4, PTTLS CTTLS DTTLS CET AET models and theories of learning, its a bit more than the brake later get on the gas earlier brigade. A qualification or two that says you understand a students needs and style of learning! Its the difference between Instructing..do this... and Coaching.. why did you do that, how else could you of done it..
I hear you. It’s a difficult thing to regulate in a positive way in my books. But I can certainly understand the want to regulate it
I'm gonna ask my sol about this NCB thing. In the greater scheme of things, the few hundred should not be that critical!
I think you will find TPFT is no cheaper than FC and bizarrely sometimes more. As the bike will not see the road etc you could reduce the premium by massively increasing your voluntary excess to the Max, which will reduce the premium by quite a bit. Wishing you all the best.
I am asking my sol for advice. It is not very straightforward as the Monster that I was riding at the time of the accident was written-off and my insurance company paid me out on it. They were going to claim this sum back from Hasting but knowing Hasting attitude - the accident was nothing to do with them and I wasn't even riding the bike - I very much doubt if my insurance company were ever successful in recovering their money - unless it works differently between insurance companies, but this would mean that Hastings have to admit fault. So, at the moment, as we haven't yet taken Hastings' pants down in court, I'll have a total loss claim against me. This will mean that it could be very expensive to insure a bike with my record. With no driving license (thanks to DVLA's bloody-minded attitude) I am not sure that any insurance would be valid, anyway!
