Finally got the insurance settlement on my 959 after my accident, really loved the bike and wouldnt hestiate getting another. Just a shame i didnt have that much time with it. No option to keep the wreckage as lots of good bits on it.
Doesn’t take much to write off a bike these days does it. Christ I’d be chuffed with that as a tip off on a race weekend. Would be back out in the next session
Do you mind saying what insurance company please. I would like to keep my eye on salvage auctions. TIA
Treat them like girlfriends !! Oh well onto the next one. Well unless the next one is the amazing Charlie Theron, then you stay and keep it.
I did try and get the bike as part of settlement and couldnt because of it being a cat B . I said about parts i could strip down , but said they will dispose off and issue the notice of destruction. Shame as akras undamaged.
guarantee it’s a snapped lower steering lock stop which is part of the lower triple clamp. A mate got knocked off his 1299 and they wrote it off for that reason, he bought the bike back for something like £800 and uses it on track... mental
is the lower triple clamp that expensive or is the case that the insurers take the easy but expensive way out? Is it not roadworthy with the lower triple clamp damaged in that way?
Thsts fair enough. I dont know whos picked it up as it wasnt his insurance company ,some claims company. I dont think the general public can buy a cat b as you need a licence but a company will bid for you and transport it to a handling area where you can dismantle it. The frame has to be crushed?
I personally think it’s purely that the assessors are not given guidance on what to class as repairable around frame damage and often are not bikers or maybe even that knowledgable on bikes, but I could be wrong
Snapped frame lock stops can be repaired by rewelding, often stronger than the OEM casting itself. Just highlights the insurance companies inadequacies and their haste to write off a bike even with seemingly the most innocuous damage.
exactly, but on the panigale they aren’t even on the frame, they are on the lower Triple so replace that and jobs sorted
Just a thought with the insurance companies writing off bikes that do appear to not be that badly damaged. Is there a big fear factory from themselves getting sued if the bike is resold and reused and then later involved in another accident with maybe much more personal injuries involved. After various enquiries are made by all the parties involved there is then lawsuits flying around like in the USA all pointing the finger off blame by letting it go back on the road. Like we all know insurance companies don’t like paying out and especially don’t like being sued. I have no really knowledge of this but just a thought on why they do it.
Such a waste to scrap it for parts - perfect basis for a great track bike. Cat B bikes don’t have to be scrapped - they just can’t be put back on the road again. Notice of destruction is usually reserved for nasty CAT A damaged vehicles - plenty of CAT B turn up at auction.
Just fact checked myself. There is no legal requirement for a CAT B to have the frame crushed as far as I can see - it is however a self imposed insurance industry regulation so if you are dealing with people who follow the rules rigidly like copart then the insist on breaking the bike and destroying the frame. In some cases however CAT B bikes do turn up as trackday bikes and there’s nothing actually illegal about it as long as you can prove ownership and it never goes on the road.
I had a conversation with a guy who worked at a senior level for Direct Line and he told me that they were keen to write off repairable cars because they made money out of breaking the car for parts.
Yep i think there's also a lot of collusion between loss assessors and the salvage industry with bikes being written off unnecessarily so they can be salvaged - bet the bike never turns up at an auction and just disappears
I bought a written-off BMW R1100S, with not much wrong with it, years ago - at the start of the cast headstock/frame era. This was also before the write-off categories came in, it was simply recorded as being beyond, 'Economical Repair'. It had been written-off because, among a few other breakages, several lugs had broken on the headstock, meaning that in the insurance company's eyes, the frame had been written-off. However, a front wishbone, wheel, cylinder, cylinder head and rocker cover all needed to be replaced as well.
