V4 Blackhorse Ducati Finance

Discussion in 'Panigale' started by JoePeps, Sep 5, 2021.

  1. Has anyone ever extended for another year on a PCP deal?

    I took my V4S over 3 years but extended the warranty until 4 years so would be a waste for it to be lost. Plus I still love it so another year on it would be fine depending how much they would want.

    Anyone ever done it?
     
  2. Is it not more economical to just buy it? Is the balloon payment too close to book value?
     
  3. Im just trying to weigh up a few options to be honest mate. I’m just buying a new house and want to plough a few quid into it so throwing £14k at the bike isn’t the best timing really. Plus I’d only want to keep it an extra year max before wanting another bike for a change so an extension seems to work quite well and push the problem out for 12 months!
     
  4. Fair enough mate. Was only asking cause a few people at work that use PCP for their cars tend to buy the car at the end as they have a good amount of equity, but I completely understand the timing thing when buying a house.
     
  5. Ill probably have a few k equity depending on what the values look like at the time. If it’s no good I’ll just chuck it in against a new one and be done with it!

    I’ll give them a call tomorrow when they’re open to see if there’s any options.
     
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