Friend wants to borrow wife's monster but is struggling to find an insurer who will insure him as a non owner. Anyone any suggestions?
Do you have rider policies in the U.K ? The thinking is that I am insured rather than the bike - and they reason that a person can only ride one bike at a time. On this basis the policy covers all bikes including friends bikes and even demonstrator bikes from the dealer. Cost is no different to normal. That is what I have got.
used to be what everyone had "back in the day". from what was norwich union. but don't believe they exist any longer
With the greatest respect Andy, I'd not want to put even the best of Friends on my insurance. If they have an accident it's your insurance that's claimed on, loses it NCB, is effected for years, etc. .
Bike is off road and not insured at all, hence why there's a problem, current wife hasn't ridden for 5 years or so
Yep, thinking of uninstalling wife 2.0 and installing Girlfriend 3.0; apparently they won't run well together
Not sure how long he wants it for, as this type of thing is very expensive, but at least he isn't risking a friendship ducati-motorbike-rental.php Or the other option is the cheeky sod saves up and buys his own, like normal people do!!!
It's all sorted, just transferred legal ownership rather than registered keeper, he's now insured for himself as legal owner
Interesting conclusion. I've never had to produce anything to an insurer that shows I'm the owner of any vehicle - just a 'yes' or tickbox.