I'm fully aware that it is the owner's responsibility; however despite it being my responsibility they still send me a reminder for the vehicle tax, so why not do the same for the insurance if your intention is to keep vehicles from being uninsured, rather that take the money?
Insurance companies usually send you a reminder before the expiry date, because they hope to receive another premium. If you ignore the reminder, well - no insurance.
I forgot to tax my new SS. I thought I’d taxed it last September for 12 months. Last night my wife pointed out that the tax reminder was on the fridge, it ran out at the end of Feb. I must have put it on the fridge in Feb and totally forgot. Taxed it last night.
If it’s taxed it must be insured, no matter it is off the road and zero tax historic class. £50 Now SORN
I would have thought that any "offence" should be for not having a SORN, rather than insurance. Does the DVLA have any jurisdiction regarding vehicle insurance? if a vehicle is not insured, but is being used on the public roads, then this is a criminal matter and for the Police to take action as appropriate, not the DVLA. I have fallen foul of forgetting to SORN a bike in the past, but have never been fined for lack of insurance. Indeed, I have an old Moto Guzzi in my shed - been there for the past decade - not SORNed. Perhaps I should be worried....
An untaxed vehicle must be SORNd. That is one offence. A taxed vehicle must be insured. That is another offence. if you fail to renew insurance on a taxed vehicle, you must SORN it.
Doesn't change the premise that this is a BS law, set up by over zealous tax collectors, fining people where oftentimes no crime was comitted...
