Why don't people just glue their tax disc into the holder? Your never gonna be taking it out so just glue the new one ontop each time. Much less chance it'll be nicked if u make it harder.
I'm talking about £250k plus, many people including fairly middle managers in local authorities, head teachers in not huge schools, senior plod, earn in excess of £64k and I wouldn't put them in that bracket I know anyone can choose wild examples, and didn't read the linked article, but how much tax do the likes of Phillip Green pay?! No much towards the 27.7% for sure...and how much of that is attributed to direct taxation, ie from their personal coffers, versus from tax created from the wealth they 'create' by employing people..
I hate all this nonsense about the top 1% paying a third of all the tax. The majority of them, "earn" it on the backs of people who earn a wage,and a lot of times not a very good one! Take Company Director A ,who currently earns £200k. Thinks to self,"ooh theres an awful lot of folk out there looking for a job,lets cut the wages of our shop-floor staff because they'll be too terrified to strike in case they get the Spanish Archer" Company makes a few million more in profit,Director gets massive pay rise... "It's all wrong,feel sorry for me,I have to pay a lot more in tax...." Bollocks. Or what about YOUR private pensions? Pay in for 35 years,get a measly 50% return on your premiums while fund managers make themselves rich And then when you get the pathetic result,the Government make you buy an,"Annuity". A ruse designed to ensure another lot of city boys get their sticky fingers into your money Do you STILL feel sorry for the top rate taxpayer? I bloody don't....
Annuities aren't just about insurance companies making money - they're also an excellent way for HMG to force people to buy their bonds at a ludicrously high price (= very low rate of interest) compared to the risk (substantial in my view) that they will never be able to pay back (except in inflated/devalued £££s). Combined with "Quantitative easing" to kepp the bond prices artificially high it's a toxic mixture. I must get around to trying to understand the pros and cons of "income draw down" from pension savings which I think is an alternative to an annuity in some cases.
Regardless of what you call it,it's another con-trick. I'd have done better keeping a few of my old bikes than this bloody nonsense Same old crap that was flogged as endowments: ours have started to mature,and all we're getting is what we paid plus a tiny percentage...my missus reckons all we've actually got out of it is free life insurance We had 20 years of massive growth in the stockmarket,but they don't count that,they only plead about the last few years Snake-oil salesmen,every one
Its a con that came to a head in 2008. All of a sudden people start trying to draw their money, what a shocker, and it all collapses like the house of cards it is. But no one is listening or learning. More to come. If I come back again for a second crack at life, I'm learning skills which mean I can be self sufficient and get out of this race
Self sufficiency is basically impossible (without enormous wealth). Everything is owned and requires payment to use or access.
I agree. I reckon the secret is to be a handyman. If you know how to rewire a house, do the plumbing, roofing, decorating, tile-laying etc, you'd always make money. Houses are people's biggest ticket items. Know how to do them up and sell them on and you wouldn't need a 9 to 5 (or is that 8 to 7?). Most people go and do degrees and then find that they spend their days making phone calls, writing emails, pissing about with spreadsheets and in meetings. You don't really need a degree to do those things. In fact work is often a huge disappointment intellectually in my experience.
Often, I agree. Most of it is bullshit. But occasionally you may get the chance to do something creative, and make a difference, and meet interesting people. Occasionally.
Lightning 650 you funny fkr!!! Off topic but you made laugh...i agree with everything you said in your post(s), but its been years since ive heard Spanish Archer mate..loved it... Anyway..back to the topic..
You are talking my language there.. Being of moderately high intellect is a curse, particularly for the creative individual..we 'end up' in jobs mostly...often jobs that some other poor fjr has actually got a degree in, and theyve ended up in a job that someone else has got a degree in.... Me? Im a fkn great musician, ra'cunt'uer, and wit...and i end up teaching primary school kids how to sit still for 20 minutes...i spend most of my time making them laugh because we get fook all done that could be considered music. I wouldnt mind, but i could also have been a good, no great writer..have you ever even read some of the shit i post..Fekk Clarkson..anyone could be that much of a bellend.
That's why I started a blog - to prove my writing genius. But no one read it - they just looked at the pictures (which more often than not weren't mine).
Im quite competitive Glidd..just thinking if i could top your blog..... hmmm..i wonder if i started my own blog if it could be more ignored than yours???
I can give you some blogging secrets: 1) have lots of pix and tag them so that search engines can find them. 2) make some of them pix of nubile women - preferably known and searched for ones. 3) post regularly and a lot. Google likes regular posting, even if you have nothing of any interest or length to say. 4) make the blog about one particular topic rather than whatever takes your fancy. I failed in (2) - although I did experiment with it just to see what would happen: a quantum leap in traffic and (3) I didn't write if I had nothing to say and (4) I have written about anything that interested me.
I agree, I had career in all that bullshit for years, basically spending all day managing up to save my job, no one told us at school to make proper money and have a great lifestyle be an intelligent, entrepreneurial builder!
I generally have a lot to say about most things. But I always felt that with a blog, you should have a good page of stuff to say, like an article. People who write 3 lines on their blogs - what's the point of that?
item 3) is essentially a way of life for me on this forum. Having nothing to say has never prevented me from posting.
