Prostitition......................................... with QC ans cost control.A full standard menu for disciplines and tastes.
Share prices bounce up and down hugely, and sometimes drop to pennies; buying them cheap and selling dear is not Stalinist, it's the essence of capitalism. Stalin would simply seize the assets and send the former owners to the Gulag.
It is highly objectionable that having insurance is a strict requirement imposed by law, but no private insurance company is obliged to provide it and there is no cap on their charges if they do. And there is no state insurance scheme for vehicles, even if you wanted to use it. Making something compulsory which is unobtainable is a classic "dirty trick".
The strength of capitalism is that it steps in to meet a demand, but only if there is an incentive to do so.