Just to make you aware; I have just tried to buy new RFL for my bike, using the DVLA on-line service. It came up with the statement "No valid insurance registered against this vehicle" I double checked my insurance, which is not due until July so phoned my insurance company. Apparently it is the responsibility of the insurance company to advise the National Motor Industry Insurance Database, once insurance has been renewed; failure to do so, or an incorrect entry would result in the message I received. My bike was insured; and the database is now updated, but had the plod pointed an ANPR camera at the bike, it would have come up as un-insured, with all the hassle that would have created. You can check if yours is correctly recorded at askMID Bud
Good call Bud The same happened with one if my bike friends recently He only found out when he wanted to tax his bike :-/
I dont think its law at the moment for an insurance company to put your name on the database. although most do. If you was stopped by the police, then just asked for a 7 day notice producer. A friend of mine was stopped by the police, same problem. it was flagged up as no insurance. He just produced it at a police station. Like old times !
My mate thought it a jolly ruse to have a numberplate made up with two of the letters the wrong way round, so he could avoid speed camera fines. If he got stopped he could simply say the people who made the plate must have made a mistake. 3 pulls in 3 days changed his mind for him...
Nope, Police can and do confiscate vehicles if they don't show up on MIA. it's down to the owner to prove they have insurance and pay for storage costs before they can get thier vehicle back. If the Insurer has cocked up, you can recover the costs, but it's a hell of a lot of dicking about and inconvinience for something thay's not your fault. Insurers are, i believe, legally bound to keep the MIA 95% at least accurate at all times
Insurance companies are surposed to keep the MIB. up to date, but in some case's, when the insurance is new, then it may take a few days or even a week to be updated. The police do have the right to confiscate the vehice. They can also give you a 7 day notice producer. It depends on the officer. Its probably best to keep a copy of your insurance, with you. Well hidden of course.
I’m having a similar little problem with the DVLA and the MID. For some reason the MID states that my bike is not insured even though it is. So, back in January I received a stroppy bureaucratic note from the DVLA accusing me of not having insurance and demanding that I complete their form, which is an admission of guilt, and pay a fixed penalty charge. This sort of thing gets me riled so I sent them a letter stating that they should get their database in order and enclosed a copy of my insurance certificate. I did not include their form or the fine! Apart from a letter of acknowledgement I heard nothing from the DVLA, so, at the beginning of this month (more than 2 months later) I sent them a reminder that this needed to be sorted. I have just received another note from the DVLA that is full of inaccuracies telling me that the MID still says that I am not insured and that it is my responsibility to rectify this and that the bike is eligible for enforcement under Continuous Insurance Enforcement until the MID is corrected. I’ve now sent the DVLA another letter telling them again that the bike is insured (with another copy of the insurance certificate), that I contacted my insurance broker about this in December, and that I have done all that I should to meet the requirements of the law i.e. the bike is insured and taxed and has been since I became the registered keeper of the bike. I also said that their database is their problem so they should fix it. This sort of bureaucratic bullying by government departments and large organisations really gets my goat which is why I’ve dug my heels in. It’s a pity the DVLA doesn’t spend a bit more time chasing people who really don’t have insurance or MoT instead of pestering people who have proved that they are insured. I now make sure I have all the documents with me before I go out on the bike! Sorry for the little rant but I feel a bit better already.
If you leave your insurance renewal until the last minute then make sure that you carry your Insurance Certificate with you for the next 7 days. Your insurer has up to 7 days to get the data onto the MID to comply with the rules. However, just because your details are not on the MID does not give the Police grounds to seize your bike or vehicle. They have to be satisfied that you are not insured. This is normally done by telephone to the insurer, but outside office hours this can't be done (that's normally a judgement call by the actual officer). Personally I have a PDF of my insurance certificate saved in my iPhone that can be viewed and even emailed to whoever needs to see it. The systems not perfect, I added a 3rd bike to my Multi-bike policy and in their wisdom my insurers removed my other two bikes from the MID. This came to light when, like the author of this thread, I tried to tax one of my bikes on line. A phone call got it sorted and I taxed the bike in person at the Post Office.
er well i just did mine and apparently my ducati is infact a.....[TABLE] [TR] [TD]KIA SPORTAGE KX-2 CRDI (134) 4WD [/TD] [/TR] [/TABLE]
Just checked mine and it says my bike is an 848 and not a 1098. Either the database is run by incompetent morons or the ducati dealer swopped the fairings over on my bike!
As Srad says, is probably the same knobheads who sort PAYE codings (and send me a letter each year trying to dry- bum me with a new, massively reduced code). mine are all showing as on the register and correct - must have caught them on a good day.
Which is why you should always check the documents they send you. Mistakes get make, but it down to us to check, preferably before the police have a little word :tongue:
In case anyone is interested in the result of my little spat with the DVLA regarding my bike's insurance status on the MID database, today I received a letter from the DVLA stating that they now agree that I am insured and apologising for any inconvenience caused. Gotta keep these government departments in their place! Mind you it’s not all good news, I’ve just checked on MID again and guess what, it still thinks I’m not insured! Grrrrrrr!
