Panigale V4s - Insurance-tax-sorn

Discussion in 'Newbies Hangout' started by Ranjit Menon, Sep 19, 2024.

Tags:
  1. Hello everybody,
    I would be getting my new panigale V4S next week. I am based in London and would be collecting in person. I am intending to take a short term insurance for a couple of weeks and then take a proper one next year March. While the bike will be lying in my garage would I need to SCORN it? Will I need to pay road tax for entire year or is there a provision for short period ?
     
  2. SORN it.

    And get it insured for fire and theft.
     
    • Agree Agree x 3
  3. Unless you have an established high end bike insurance history, you’re in for a shock. Especially if you live in London. Unless you live in the basement of The Bank of England, underwriters won’t touch you with a barge pole.
     
    • Agree Agree x 1
  4. You will definitely need to Sorn it else I think you get a fine for it being untaxed and I’d also have some theft insurance on it too.
     
  5. As has been said previously " if the bike is untaxed it must be sorn , you can have the bike insured and sorn , you must have the vehicle taxed ( with insurance) or sorn with or without insurance "
     
  6. I’d be surprised if you can get insurance for just a couple of weeks.
     
    • Agree Agree x 2
  7. It would probably cost as much as a year lol
    These insurance sharks know how to win .
     
    • Agree Agree x 2
  8. If you are collecting you will need to tax and insure it before you can legally ride it home. You’ll have to pay at least 6 months tax, but should receive a refund cheque in the post for time unused after you declare it SORN. Otherwise choose a monthly direct debit then you’ll only pay for a month. For insurance, you have a 14 day cooling off period for the policy by law, you could abuse that and insure the day before then cancel as soon as you get it garaged.
     
    • Like Like x 1
    • Useful Useful x 1
  9. But if the insurers found this post....
     
    • Funny Funny x 1
  10. You would still have paid for the day or teo you were covered, plus any admin fee for cancelling
     
    • Like Like x 1
  11. Get some quotes first so you dont get any nasty surprises. The road tax is the last of your worries at this stage.

    And welcome.
     
    • Agree Agree x 1
  12. Welcome into our mad house
     
Do Not Sell My Personal Information