Mental Quotes

Discussion in 'Insurance - Sponsored by Ducati Insurance' started by Christian1977, Mar 18, 2017.

  1. Can anyone recommend a insurance company for a new 959,
    i'm 39,
    4 years no claims, no points or convictions
    last bike was a 821 monster,
    bike has a tracker, a sold secure anchor, sold secure padlock, locked up in a workshop (metal shutter 5 locks) cctv

    ducati quoted £3.5k!!
    and other companies will not insure due to been on tri-options! (not legal owner
     
  2. Is the workshop away from your home address?
     
  3. Talk to someone from the insurance company and ask why the quote is so high. There will be something in your details that is causing alarm bells to ring.
     
    • Agree Agree x 1
  4. at work yes, but i have no garage at home, so if its locked up in a workshop thats inside a communal work area (not near the street, or visible from the street) surely its better off, than parked up outside a main road in a better area?
     
  5. Looks like my monday morning is sorted, reading on here it sounds like ducati and ice are cheep but not in my case? its only for weekends
     
  6. MCE auto correct
     
  7. I know that, you know that but the insurance companies won't see it that way. I'd bet on it being the reason the quote is so high as I had a very similar situation when I tried to argue that my bike would be safer in a secure warehouse than outside a flat I was living in on the edge of Moss Side. They didn't agree! I ended up insuring it at my flat. Where I kept it is where you would expect given the options available.......
     
    • Like Like x 1
  8. I know what your saying but with the tracker, it would log where the bike is all the time? every one says park it where its safe, i know its going to walk if its out side my apartment on a busy road
     
  9. You are the legal owner, you are on the V5, you owe a debt against it. Suspect you are describing it as a personal contract hire or lease, neither of these have an option to buy at the end and you don't have the vehicle registered in your name (I have a car like that - it cost twice as much to insure as if it was PCP) not personal contract purchase. That may be one of your issues :)
     
    • Agree Agree x 1
  10. And get a comparison for parked on street at home with trackers vs parked in workshop :upyeah:
     
  11. Hi i thought they owned it, but i was a registered keeper?
    if what your saying is correct then i think it would alter the quotes?
     
    • Agree Agree x 1
  12. I tried this but it didn't go down too well. Wasn't the biggest flat...!

    This is the place where I once got woken up after a night on call by an intruder who was paying a visit from the nearby estate, and the insurance company reckoned it was less of a risk than a rural warehouse with monitored alarm, cctv etc etc... because other folk had keys to the place.
    IMG_0669.JPG
     
  13. Yes. I have had PCP, you are simply borrowing the money against that asset for insurance purposes. Let us know how you get on :upyeah:
     
    • Like Like x 1
  14. think its called having there cake and eating it! you got me thinking now a 959 in the living room, it is a ground floor
     
  15. House insurance could be an issue if you tell them: fire risk ;)
     
  16. Try DMC Insurance services :)
     
  17. Hi Who is DMC?
     
  18. ducati Manchester
     
  19. thought that was just a dealer?
     
Do Not Sell My Personal Information