950 Sp

Without knowing the annual mileage that’s based on its hard to compare deals but I’m pretty certain that the interest rate if buying from a Ducati dealer and with Blackhorse will be 7% So the only way to get a better deal (cheaper) would be to save on the interest and take out a personal loan over a longer period, or pay a much bigger initial payment on PCP.

 

Not bought a bike on finance for years - is that pcp??

 

I would say it is a PCP

 

So... Crippling balloon payment at the end then..?

 

Hence why they get handed back after 3 years and another PCP taken out. A lot of people just rent bikes now.

 

I'm old fashioned... Like to own my bikes. . I can do what I want to them then!

 

Was looking at a new 'blade today. £2k dealer contribution, £2k deposit, £99 a month for 3 years 0%. £8k balloon at the end. Many will just hand in, take out a new PCP and keep paying £99 a month.

OP - sorry for the hijack.

 

And what's wrong with a new ducati

 

No £2K dealer contribution, no 0% APR. No faster for me round a track.

 

A panigale V4R would whoop them japanese bikes all day long

 

In the right hands. But double the price, quadruple monthly payments I expect.

Let's try not to hijack this thread. I was just making a general comment on PCP.

Start a new thread if you like .

 

Apologies