AA breakdown cover.

Discussion in 'Insurance - Sponsored by Ducati Insurance' started by Lucazade, Sep 2, 2012.

  1. So purchased AA road side assistance as personal membership so covers all bikes. So far so good. I have free at home cover from bank so am covered.

    Thing is I started reading the document, road side assistance will recover you to nearest AA approved mechanic that can do the job.
    There are exclusions so in short if it turns out mechanic is not qualified to do repair (he lied to AA that he can) you are stuffed. Unlikely but possible. Tyre fitter that does not have specific tires comes to mind.

    Further more they will drop you off to the closest mechanic day or night but if it is after opening hours you are stuffed as they have done their bit of dropping you off. In other words you have to buy national recovery option or you are only covered within office hours for breakdowns that can not be fixed at side of road.

    Interesting, if you have vehicle cover (not personal) vehicle can not be older then 10y unless you purchase national recovery on top. Small print.

    Greenflag is worse unless you have recovery plus (like national recovery) they will only tow for 10 miles.

    Check small print gets worse and worse.
     
  2. You will get recovery to a local repairer or your choice, whichever is closer. Eg London there will be someone capable with 10 miles easy, so you'd have that kind of distance foc or close to...central Wales it cold be 50 miles, as no one is capable. Always your choice, if you think you travel a lot more than say 20 miles from home get Relay cover too.

    As an aside, what dont you use your bank account? If it has at home it will have roadside? Who do you bank with? You could possibly upgrade there will likley be cheaper...but beware as almost none will cover you RTA - thats your insurers job
     
  3. Bradders I bank with NatWest and they have green flag. Green flag will only do 10 miles that is it. In London good, moment you leave London or is after 1800 you done. Distance wise AA is better as if mechanic is 20 miles away they will take you there. Upgrading with Green Flag from my bank account cover is not cheaper, they call it upgrade but it is £5 cheaper over me taking it direct. Natwest one is for me but upgrade is per bike so would have to pay 2x for two bikes.
     
  4. Lucaz, its simples..............don't try to do any work to the bike yourself. Then it wont break down :wink:
     
  5. It actually has not broken down for like 6 months now, not even little niggle, but usually monster is reliable until it lets go in some spectacular way. I am quietly expecting it to snap a belt as that is something it has not yet done Grrr especially that belt change is due in 2 months.
     
  6. If you travel further cough up the dosh
     
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