This popped up in my email this morning. https://www.bikesportnews.com/news/news-detail/british-bikesport-dodges-eu-insurance-bullet Heres an article from what seems to be the decisions being taken last year Motor Insurance Directive: European Council agrees position for negotiations www.clydeco.com key paragraph: Motorsports The proposals advanced by the Parliament had provided a blanket exclusion from the Directive for vehicles used in motorsports events – which was contained within the definition of 'in traffic'. The Council's proposal is more nuanced, allowing motorsports vehicles an exemption from compliance with the Directive where "the Member State ensures that the organiser of the activity or any other party has an alternative insurance or guarantee policy covering the damage to any third party including spectators and other bystanders, and that the organiser has taken such an optional alternative insurance or guarantee policy." Not sure what implications this will have for those riding above. NL FB page suggested it was a potential business-killer for insurance in UK TDS and delighted it’s not being enforced here post brexit, but that means what happens if you crash on a td in Spain and take another rider out? Will you be liable and either have to have insurance that pays out or stump up yourself? And how much of this liability sits with the organiser vs the punter? Could be a nightmare
Typical European civil service knee jerk reaction. A farm worker was knocked off a ladder by an errant tractor which was not (nor required to be) insured. The recommendation was that every vehicle regardless of where it was, had to have compulsory 3rd party liability insurance. This would apply to ride on mowers, go-carts, mobility scooters (which do need f**king regulation) as well as vehicles used in competition. From what I read, the revised (compromise) regulation put to the European parliament, puts the onus on the event organiser. Whether you would class another rider on a track day as a 3rd party or not, I am sure will be debated at great length. If it goes unchallenged by EU member states who offer track days as a major income stream, it may well be the death knell of the ‘cheap’ track day offerings. Andy
My thoughts were similar: the td co will be held responsible for damages (or death) and need to cover 3rd party costs if the rider responsible (not sure how this would be determined) does not have suitable insurance. I’ve been taken out/been part of others crashes and also others have been part of my accident (only once trackday, others racing) and have seen some horrific outcomes, both human and machine. One to watch
