It must be 3 years ago that pcp's were introduced to the biking community. Have pcp's worked for you? Did your freindly dealership offer you more than the 'cash in price'? Has the dealer put it up for sale more than they offered you? Did it work as you had hoped and have enough money to put down on a new Ducati. It would be interesting to hear your experiences. I ask the question as there seems to be a glut of 2013 reg bikes at the moment.
mine was way off the mark for value, so IMHO it works if you can get low deposit, low interest rate and treat as rental and hand back at the end
As with car PCPs i always assume the dealer will find my vehicle is worth exactly what they predicted and that there is no extra left for a deposit. So you have to plan to buy it from them if you want to realise the true value otherwise as bradders said it's really just a form of rentals/lease.
Dunno what your circumstances are but my bank (Barclays) gave me a slush account so I while I pay double on my mortgage to bring it down they give me a kitty which I get 0.5% on for the life of the mortgage...its taking quite a hammering at the moment though...
