899 Getting Bike On A Bike After 5 Years Away Insurance!

Discussion in 'Panigale' started by Ed30Ste, Sep 10, 2015.

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  1. Hi i was going to buy a 899 panigale this weekend but i am getting quoted £1800 for insurance is this correct?
    My lasts bikes were a k4 gsxr 600 that was about £300 to insure and a April sxv550 and that was £150
    My no claims bonuses have now probably expired what can i do? any help would be appreciated thanks.

    Steve
     
    #1 Ed30Ste, Sep 10, 2015
  2. Age, Job, Area, Points, Accidents, Brick Garage? :)
     
    #2 Exige, Sep 10, 2015
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  3. Sorry
    40
    Electrical engineer
    Manchester
    No accidents or claims
    20 years car no claims
    Did have about 5 years no claims on my bikes
    Bike licence since 2006
     
    #3 Ed30Ste, Sep 10, 2015
  4. Sounds a lot. MCE were the only company that would quote for my 1199 when I first bought it. Not saying they are any good as I never claimed but I paid £600. Was 39 at the time with 3 years NCB, passed my test in 2008. I'm with Ducati insurance now.
     
    #4 BIG M, Sep 10, 2015
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  5. Thanks for the reply my problem is my no claims have now expired because i haven't had a bike for a while.
     
    #5 Ed30Ste, Sep 10, 2015
  6. I had same issue with no ncb. Had to 3rd party a cheap bike for a year before getting the duke.
     
    #6 JH_1986, Sep 10, 2015
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  7. had the same after i had been on a break first year back was about 900£ second with 1 years ncb dropped to around 180£
    So I would guess you're going to have to suck it up for a year, sorry :/
     
    #7 Gingerdog, Sep 10, 2015
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  8. Are you getting quotes online or ringing insurance companies. If you are just getting quoted online the computer systems don't take into account your past history. I always ring, the person at the other end will take into account you've been riding for a while and have previously had years of no claims bonus. They can refer the quote straight to the underwriters who can act on their own discretion. It seems to me that you may be being quoted as someone who has little or no experience.
     
    #8 BIG M, Sep 10, 2015
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  9. Try the better ones like bennets, carole nash, hasting direct, would steer clear from mce
    Would have thought you would get a cheaper quote than that, but you are starting from scratch again in most insurer's eyes
     
    #9 MaDProFF, Sep 10, 2015
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  10. Thanks for all the replies. Yes i am just getting online quotes tonight i will call a few tomorrow any recommendations? thanks
    Steve...
     
    #10 Ed30Ste, Sep 10, 2015
  11. i had no recent no NCB but was well looked after by ducati insurance.. might be worth calling them
     
    #11 chizel, Sep 10, 2015
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  12. ridiculous isnt it? 20 years NCB in a car dosnt count for squat yet if you have had a recent claim in your car it would go against you mc insurance
     
    #12 chizel, Sep 10, 2015
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  13. Who's quoted you this Dave? Sounds about £1300 too much to me.

    Ducati Insurance - the official UK Ducati Insurance Scheme
     
    #13 El Toro, Sep 10, 2015
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  14. See if Ducati Insurance on here can help with your circumstances - worth a go anyway.

    Manchester!!! :Wideyed::Wideyed::Wideyed::Wideyed::Wideyed::Wideyed::Wideyed::Wideyed: :p
     
    #14 Exige, Sep 10, 2015
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  15. Yep I'd recommend Ducati insurance.
     
    #15 BIG M, Sep 10, 2015
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  16. Haha its not a bad part my
    Go compare. Just tried carole nash that was £2200
     
    #16 Ed30Ste, Sep 10, 2015
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  17. I take it that was online?? Give them a call.
     
    #17 El Toro, Sep 10, 2015
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  18. Yes. I am gunna call a few places tomorrow will let you all know how i get on . Thanks again for all the replies.
    Steve...
     
    #18 Ed30Ste, Sep 10, 2015
  19. just ride uninsured . i thought thats;) what people in manchester do...???;)
     
    #19 yev, Sep 10, 2015
  20. Nah that's that there London :)

    In fact the buggers don't even buy there own bikes down there. They just "borrow" one when they want one :)
     
    #20 El Toro, Sep 10, 2015
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