Insurance Vs Sorn

Discussion in 'Ducati General Discussion' started by johnny, Jan 20, 2018.

  1. Misread my insurance document and found I have been uninsured since 13th Jan. Can I expect a fine* from DVLA for not applying a SORN

    *=Not a fine really, a tax for the busy law abiding citizen with a lot going on because they have to work hard to pay real tax
     
  2. Can't answer your question but I am also confused as to when you should SORN a vehicle, I have a 1960 Triton and I recently had a warning letter from the DVLA saying the vehicle hadn't been SORN, it must be related to the insurance because it doesn't need road tax.
    Steve
     
  3. they seem to favour a warning letter first these days, so you might not be 'on the radar' yet.

    You are right Steve, if insurance has lapsed then you must SORN now.
     
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  4. I sorn’d mine last November, 2 months after the insurance ran out and didn’t hear anything from them.
     
  5. I have one motorbike sorn V5 doc but no insurance or mot on it,
    This is a long term rebuild project,so if the vehicle is of the road and on private land you should be ok,but in your case you should have insurance and tax if in use! if not it needs to be sorn!
     
  6. i recently got a new to me bike from a dealer . i have not put it on the road yet due to salt .i had a warning letter from dvla a couple of weeks after i bought it ,pre warning me that it was not insured ,and that i could be fined if i didn't do it soon.
     
  7. this letter must be based on if NOT SORN only!
     
  8. yeah i could have sorned it ,but i couldn't live with it in the garage uninsured.
    It has sorn for the tax now though.
     
  9. Not sure I understand this. You either have to tax or insure your bike, the fact it's that old just means you don't have pay for the tax. You still have to log on and go through the MOT (if relevant) and insurance checks.
     
  10. Yep, no tax or mot needed, didn't know it had to be sorn with no insurance, as it's undergoing renovation.
    I'm old and can't keep up with changing legislation.
    Steve

     
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  11. don’t beat yourself up Steve, it’s caught me out three times now (no insurance) but only got as far as a warning letter. Got done for not sorning once, 53 quid fine. Managed to get away without declaring sorn (by accident) many times, sometimes as long as six months.
     
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  12. Does my head that they now expect you to re-sorn it every six months :( at least its nice and quick to do online now.
     
  13. should be one-time sorn now? - we used to have to re-declare sorn annually (hence me getting caught out) but that idea is abolished now unless i've missed an update.
     
  14. Rules are simple.

    If not used on the road, it needs to be sorn even if it is except from tax.

    If insurance laps, I expect that your fine if caught will be far in excess of any tax fine, plus the 6 points. If it’s taxed, I believe the database cross checks the MID and DVLA vehicle excise records to identify those insured and not taxed and visaversa...but I may have dreamt that bit :thinkingface:
     
  15. I was going to post in a similar manner Paul, but I think it's more like:- If a vehicle has lapsed in either MOT or Insurance then it must be either SORN'd or Insurance/MOT problem rectified - that's what Steve was alluding to above - a flag is raised (eventually) if either has lapsed, and the owner will be notified/warned. As you said, this is regardless of exemption from MOT or Tax.
     
  16. It's important to remember that there are two quite different offences now. Driving or parking an uninsured vehicle on the public highway can of course be punished with large fines and points. But keeping a taxed vehicle in a garage and letting insurance lapse is an administrative offence - I can't see how points could be involved as it does not relate to road use. This relatively recent additional rule is supposedly to reduce uninsured driving but the concept is laughable especially now that tax discs have been scrapped.
     
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  17. Oh, I must have missed that news that it must be insured regardless! I was talking about driving and not being insured (like most I have in the last as I forgot/got dates wrong/didn’t get reminder)

    Where can I find out the facts on that? I often lapse and leave on a sorn for a while with bikes I have as second/track bikes. Not sure who I’m meant to tell?!
     
  18. Unless yet another rule has been added I think you're still OK for MoT certificate to expire while taxed as long as you don't then use the vehicle on the road, except to take it to a pre-booked MoT test.
     
  19. Weird, I didn't know that. I've had reminders recently so I guess maybe it was because of the need for an MOT or something.
     
  20. https://www.gov.uk/vehicle-insurance/uninsured-vehicles but it looks like the rules are less severe in NI.

    The new rules are raking in some handy revenue too: https://www.gov.uk/government/publications/contiuous-insurance-enforcement-information
     
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