Just wondering if there is an average interest rate on the pcp deals? Are they fixed or do you have to negotiate? Thanks D
Example attached, the finance rate won't be negotiable, you may be able to negotiate deposits and payments though: Ducati TriOptions Personal Contract Purchase finance on 959 Panigale
For Ducati bikes you want this calculator page. These are exactly the same rates what your dealer would use if going with tri options, but it's available for end users to plug information in themselves. Ducati TriOptions - Ducati Range With tri options you can't change the amount of months to less than 37, but you can change the estimated mileage and deposit.
There are other companies out there that will arrange PCP deals and might have lower APR rates. You don't have to buy through a manufacturer's scheme in order to get PCP convenience.