Can anyone with experience or knowledge of the process please spell out in simple terms for me the process for handling a cat C write-off? That is: van meets bike. Van wins. Bike is written off, cat C. I tell other party's insurer that I want to keep the salvage; I get payout from said insurer for value minus salvage value; that bit done. Except I need to tell DVLA. However, I don't find the info @ https://www.gov.uk/scrapped-and-written-off-vehicles/insurance-writeoffs - very comprehensible: it's not clear whether the bit about 'Keeping your vehicle' is as well as or instead of the preceding bit. DVLA site says I need to send the V5 to the insurance company; but insurance payout letter says 'As the vehicle is registered to you and remains your property' etc. Any direct experience would be welcome.
Thanks Mr C. When you say I don't need to do anything, do you mean I don't even have to send them the V5? Because they haven't asked for it; yet the DVLA site says I should do that. (And this was all some time ago now.)
Do nothing.. Its really that simple. Years ago Cat C used to be on the V5 but thats no longer the case.
As said no need to inform dvla. But insurers should be informed at renewal, and if you sell the bike you should inform the purchaser. That simple.
I greatly appreciate these replies gents - I confess I'm unnerved by the fact that the gov.uk page says: "Keeping the vehicle If you want to keep a vehicle in category C or D, the insurance company will give you an insurance payout and then sell the vehicle back to you. To keep a category C vehicle, you also need to: send the complete log book to your insurance company apply for a free duplicate log book using form V62" All of course accompanied by threats of large fines! My initial query was really whether one sent the V5 to the insurer or to DVLA so I wasn't expecting the answer that it was neither!
