After having sold my 999 the other day I am now in the market for an 1199 panigale, my budget is £12k max. Snels Ducati have one for £11500, 2012 reg with 7500miles and termi end cans, what I didn't realise is these end cans aren't road legal so makes the insurance pointless, stamped "Not for road use". The dealer can put the standard end cans on allowing me to sell the termis on. Are the standard end cans loud enough? After all it is a ducati, I want it to growl and not be muted like my 999 standard cans were. Or is it a case of lying to the insurance and telling them they are road legal & then hope you never have an accident so your policy is "Null & Void"
Ask your insurer. If it is just the end cans with no tuning, some insurers allow mods that do not affect performance by less than 5%. The OE system shouldn't disappoint but the sound will be different to the 999. I still prefer the 748 which IMO Ducati have never improved on. Andy
I've got Termis on mine and have declared it on my insurance. Depending on the insurance company they're usually not too bothered if it doesn't increase the power output by more than 5%, which Termi cans don't. I'm not sure but I think the reason it says they are not for road use is because of the noise, that's why you out the db killers in at MOT time. Termis aren't much louder than the stock cans to be honest but do give a deeper, grin inducing tone!. It would be a shame to take them off the bike if they come already fitted.
Just spoke to insurer, Carole Nash and they can't insure me with the end cans because they are not road legal. The question was "Are these road legal", the fact that it has "Not for road use" stamped on them puts you in a very risky place when you make a claim and they find out you have lied so I don't want to risk it. I've tried Ducati Insurance and they said they will contact me on Monday. Question: The Panigale 899 finance promotion at the moment comes with free Termi end cans, do these have "Not for Road Use" stamped on them?
I have a set of brand new Termis still in the box that I'm selling and I've just looked at them and I can't see any markings on them saying anything. Like kris said above, try a different insurer. Anyway I insured my bike with Carole Nash last year and they knew about the Termis. Maybe the person you spoke to didn't know what they were talking about. Ducati's and Termignoni have been sold hand in hand for years. If that was the case all of the Ducati's on the road are not road worthy or insured!?.
It's not the termis that are the problem, it's the "not for road use" stamp which they can't cover. I was just curious whether all termis on the 899 & 1199 range Have this stamp or just this one I am looking at maybe different.
My Termis on the 899 were not stamped "Not for Road use" and neither have any other Termi's I have had fitted on my Duc's, Not sure why yours have that stamp on it. Is it a stamp or plate that has been riveted on? Are they real Termi's.
Weird , never heard of that before and I had a 2012 Panigale with Termis that I kept for my 2014 when I traded up. Snell should be able to advice but I'm certain there's nothing like that to worry about. Maybe someone decided to swap their Superleggera race kit for the stock bike cans ?
UPDATE: I asked the dealer to check the 1199 termis for me again, turns out there are NO "not for road use" stamps on it, just a "Not for highway use" which relates to America so not related to UK. Great I said, so that means they must be road legal then, to which he replied they are technically not road legal as the documentation with the pipes says not for road use. Therefore no good to me insurance wise. So hopefully all the ones fitted on the 899 range has an e-mark and is road legal.
your in the same position as 99% of other Ducati owners with termi exhaust. Just get them fitted. Declare slip on exhaust to insurance. If u ask an insurance company if they cover non road legal exhaust they will all run away. Your making a bigger deal out of it which is creating the ins co reactions
Your probably right, I though there might have been 2 types of end cans, one racing, one road legal. I'll declare the end can and when they ask if it's road legal I'll just cough. Really want that bike but just got a shock when I found out they aren't technically road legal so was looking for some advice on here of previous insurance claims etc. Lets hope they never find out.
This is the only thing that's said about the usage of the cans in the fitting instructions. It's in badly translated Italian but if think the drift of it is that the cans are for track use only if the db killers are removed and doesn't actually say anything about road use. See top right hand Note.
Nice 1199 here Photos from Ducati Coventry / JHP... - Ducati Coventry / JHP Racing | Facebook Ducati insurance understand the Termi situation. Edit go back to main page and price etc is there.
Very intresting, not sure how to interpret that, Is it "Only for track use and you can also remove the silencer" or is it " If you remove the silencer it is only for track use". Need to contact the dealer again, some confusion here.
Did you remove the cover plate on the exhaust, I did to swap them to black ones and noticed the stamp then. It's not visible unless you start unbolting things the part I mean is the black cover in the pic.
Yes that's how I read it. If I was a lawyer I would argue that at no point does it state that the cans are not for road use.
Had 2 wrote off bikes in my life both had that stamp on arrow pipe. Both declared at point of insurance. Both paid out no argument. There is no point in worrying about it. Go to the triumph tiger forum there is a 50 odd page long post about people fretting over putting the official arrow pipe on its ridiculous.
It's been an intresting forum topic , only trying to make sure my policy is legal by declaring the Termis as road legal, after all the insurance companies job is to prevent any claims and find a loop hole, this looked like a good one.
