Wife asked an interesting question (I was surprised too!). If you take out track day insurance and make a claim does it class as "a claim" for your road and car insurance therefore putting those premiums up?
A claim is a claim as i understand it so i would say yes if it is a proper insurance company and not a track owner providing special private insurance
Yes. 100%. The policies I have seen would be barely worth claiming on. Often £1000 excess then max 50% of bike cost
CR,A phone call to your broker monday morning PDQ and check the tosspot insurance company small print paperwork as well
depends which you buy I guess. Many racers have cover for crashes, to replace kit, pay for medical support, replace earnings etc. But them most racers are self-employed plumbers