Oh another thing MCE did which will make you laugh. I insured my brand new 899 with them.. they put the mileage down as 7.5k, I phoned them saying they'd made a mistake and how can it be that a 65 plate has 7.5k on the clock already!! The girl laughed and stated they would change it. Anyway I received the new documents and they'd put it down as 9.5k!! So back on the phone I went, the funny thing was, when I insured it, it hadn't actually been registered at that point as the dealer was waiting for the 1st september, so the bike supposedly had 9.5k on it and the 65 reg's hadn't even come out ha ha.
Oh well, just means you can do loads of miles in the first year and tell them you only do <20 miles per annum.