Well this has taken an interesting turn! I got the chaps details today (well his name anyway) from the police and they are going offer him a course to go on or points and fine if he refuses . The thing is I recognised the name, he’s an old customer of mine so should I contact him directly and speak to him about the repairs or do I ask the police again for his insurance details? Not sure what to do for the best.
Please explain how, under the GDPR rules, the owner of property damaged by a car driver cannot have access to the insurance details of the car that caused the damage in order to progress a claim. If you can actually explain your supposition in law, please then go on to discuss how millions of insurance claims are able to be dealt with each year without breaching the regs. Off you go.........
No point contacting him if the Police are going the course or points & a fine route, you'll probably just get a mouthful of abuse... Now if you can speak to the cops and ascertain that it can all end if he agrees the repairs, then offering "the old duffer in his Mini" a break is something that I'd do.
Give your insurer his details and leave it up to them. If you are not going through an insurer, send him the estimate and give him 3 weeks to sort it or start small claims court proceedings. Andy
The Police are there to deal with crimes, not civil disputes. They are only interested in him being insured, not in assisting with claims. They also have a duty to maintain confidential information which insurance details would be. So it's up to you to ask him.
He left the scene of an accident without leaving his details which is a requirement. I have asked the police already about insurance details and what they have to do is ask the driver if he is happy for the police to pass on his details to the other party (me). Bet I can guess what most people say! I don’t have an insurance company to deal with it so it will be me sorting everything out. I will probably leave it until the new year now and see if I get the insurance details if I do then he will never know it’s me and if I don’t then it could get awkward.
It is all about having a valid reason to ask or askmib https://www.mib.org.uk/check-insura...ehicle-not-at-the-roadside-after-an-accident/
Claim all your DVLA and MIB costs back from his insurer as part of your claim. Once you identify the insurer then make contact with them about a 3rd party claim. Tell them you have the CCTV evidence.
Sorry but both parts of your comment are incorrect. The FTS after an accident is an offence and has been investigated by the Police and the driver has now been offered a NDIS course as a way of avoiding prosecution, most definitely not civil and well within the remit of the role of the Police. Secondly, you need to actually read what the principles of the GDPR are as you clearly think it is just a means of storing data. Data can be used and shared. Being accessed and shared as part of a legal procedure is one of those reasons under which data can be shared. I used to do this stuff ( investigating crashes ) for a living........
When a lorry backed into my gate and drove off (my wife called the police) I gave chase and spoke to the driver at his next stop. The police spoke to his boss. I sent a quote to the Hauliers and they honoured it.
Update. I contacted the police again last week to see if they had his insurance details and what a surprise he refused to give them but did give an address so I could write to him if I wanted to. I dug out his email address and emailed him about it and asked for his insurance information, he replied by saying he would pay for the damage himself. I got a couple of quotes (almost a grand for the repair) told him the price and then gave him the option of paying me to do the repair myself for a lot less (I’d prefer to do the work anyway) he payed up today so it’s sorted. He never once apologised for any of the trouble he caused ……Bastard!
Well, it's good news that he paid up. As you say, an apology wouldn't have hurt him! The obvious questions remain though - why did you have to sort this out yourself when everyone pays so much insurance and why does this bloody country not have enough (any??) bobbies on the beat to sort out local issues like this?
To be honest I would have never gone through my insurance company (if I had one that covered this) as it would just increase my premiums on all my policies for the next few years. I’m not a fan of the police by a long way but to be fair to them they got me the info I needed this time, took a lot of chasing up as they just don’t get back to you but it’s sorted. As for lack of police… would you want the job I certainly wouldn’t
