To be fair the house insurance won't even cover vehicle parts stored inside ... How do I know ? ... Because I had an engine stolen from my house and they refused to pay out for it - only paid out for the tools that went with it and the damage to the door. Insurance companies are slippy little shysters, and if you read all of the small print on a policy you would realise that they can wiggle out of paying for all sorts of stuff. Example being that I checked my insurance this time out and found out that if I stopped at my local shop for some fags on the way home from a bike meet, and it was stolen while I was inside, they wouldn't pay out. If the bikes stolen within half a mile of my house I'm screwed.
Yep I've heard some bike-insurance policies now demand you activate the steering lock when on forecourts. Fuck that! I've heard enough stories of these electronic steer locks going tits up for me too ever use it. However I don't wish to high-jack the house insurance thread so please dismiss this comment.
Since we are talking about house insurance, it is the small print in house insurance policy documents which is relevant. House insurance cover generally includes the contents of the house (furniture, etc), but not necessarily all contents. Some categories of items may be subject to conditions or limitations, or excluded altogether. There may be a ceiling, such as £500 for any one item. Policies vary from company to company. Careful study of your policy might reveal that motor vehicles are excluded from cover, or that you would have to pay extra to include them, or that if they are covered it would only be for a fixed sum far below their market value. The same might apply to e.g. jewellery, paintings, collectors' items, stock in trade. It is possible to insure vehicles in storage against fire & theft but not usage on public roads, if you want.
You've had nothing constructive to say, you try & be clever & sarcastic, as I noticed you like to do on more than a few threads, not just mine You've persisted to tell me to read 'small print' when I don't have a policy to read the small print !? So you only know what your talking about You being a moderator, doesn't give you the right to act like a knob,you will no doubt get SOME fellow forum users sucking up to you, but I ain't one of them Do me a favour, don't comment on any more threads I post.
I wasn't trying to be clever or sarcastic. I think I have been constructive. I advised you to speak to people that know ie your insurance company. If that isn't good advice I don't know what is. If you don't want good advice carry on floundering in the wilderness. Be my guest. It's you that looks the fool, not me. Ps I don't like your attitude. And I guess if you don't like mine you can find your answer elsewhere. Bye.
