When my 848 went down the fixed peg did not break... About 1/4 inch ground away, also bent the frame tabs. I can also vouch for the foldy uppers saving the frame in a crash... You may of course have other issues... It may well be that you'd prefer the bike to be written off after a crash, rather than being repaired and categorised, guess it depends on yr insurance and the age of yr 'ped.
Mine fell off the trailer, didn't do that much damage as caught most of it, but slightly bent the frame lug Another reason why I thought I'd try the fold up pegs