Why do they even ask you about your points? Trying to get you to lie? They have access to the central points DB, don’t they?
So the law is: "Once your convictions are spent, the Rehabilitation of Offenders Act 1974 (ROA) gives you the right not to disclose them when applying for insurance. For example, spent motoring convictions do not need to be disclosed when applying for car insurance. This applies no matter what question an insurance company asks. Most will only ask for unspent convictions, although some might ask for ‘any convictions in the last 5 years’. If it’s spent, you do not need to disclose it under any circumstances when applying for insurance." Now, the insurance robbers can access an individuals driving record to know what you current convictions are, but not any expired ones. I therefore assume they are asking us to give information -which its legal to do- just to shoot ourselves in the foot by disclosing information we can all legally withhold. Which would be entirely in character...
how long will points stay on your licence once you are awarded them, these days? asking on behalf of my neighbour.
Exactly. I didn’t declare my 6 points with my current provider. They just texted me and said you’ve got six points we’ve added another £100 and divided it monthly. Such a fuss about nothing.
It depends on the offence, things like speeding, 3 years from date of offence, Drink Driving stays on your licence for 10 years
Only if they also have your driving licence number which they do ask if you’ll volunteer it on some quotes I’ve gone through.
They count against you for the term stated, they stay on your licence for a further year; in the event that you commit another offence, it means they have a year to get you to court and the magistrate will be aware of what a naughty boy (or girl) you were at the time of the offence, rather than sentencing against a clean licence.
4 years I think. I’ve just had my license go squeaky clean mode after a 4 year discrepancy. If only they knew… bah ha ha ha ha ha ha ha…. Etc…
many of us on here know that it's not "if" it's "when", and the net is closing now sadly* and it's not like there's an easy alternative anymore as trackday accessibility is slowly diminishing. I can remember going to a trackday where you could lap round and round until you ran out of fuel and even then you had time to pop up the road, fill up and start all over again. *still talking about my neighbour here, just quoting.
I read somewhere recently that within 10 years the countryside would be full of puce faced gammons like me driving their sports cars …. And I think it’s true!
There’s few 20mph villages that I go through from where I live to my mates in Builth Wells, but they that short a distance it not worth speeding through and risking a pull. 37% seems a lot though more than I would have guessed at.
