Insurance for a Streetfighter S, £3000.... Yet a V4S, £830.... That’s a heated, reinforced brick alarmed garage, CCTV and tracker, with 3,000 miles a year limit..... I want to meet the prick who creates the algorithm for these companies....
I got quoted 2.4k for a V2. But less than a k for an 899, practically the same engine, and safer due to the leccy. Nuts.
£455 for my V2.........including a scrambler 1100 Sport, leathers and helmet cover, legal cover and only £250 excess. Result!
.... Lucky you Toro. Different stats are factors though I imagine. 27 with 1 yncb. However in my area the only crimes committed are cows attempting to cross cattle grids. Also I got quoted 340 quid fully comp for a brand new 765rs Inc 3rd party riding any other bike. Don't understand it and never will.
Tell me about it. I can’t make sense of how my old 2019 Tuono was £1200 a year. I’m 34 with ZERO NCB, 6 points for using a mobile (Idiot, I know) and then they come back with £830 for my V4S yet the new Streetfighter V4S is £3k and it’s the same value as my V4S..... Insurance companies are a bag of bollocks.
When the Panigale V4 launched the insurance industry took some time to work out what it was. I was quoted up to £2500 in March 2018. Then, the critical number was £20k for the value of the bike. Over that figure the premium seems to be a random number, and further loaded with the need for a tracker and likely some other costly stuff. My Panigale cost about £400 this year - but its still much more expensive to insure than my 765 Daytona Moto 2 (TM) which is arguably more valuable. Clearly I've insured it for less than £20k as it holds its value like a safe falling from a window. Anyhoo - the Akroprovic exhaust will tip the bike over £20k irrespective of model, so it might be worth quoting with and without it. I'm not bothering as the V4 in general is bleedin loud.
i'm #5 in queue at local dealer who told me Saturday that he reckoned they will be available sooner rather than later (??) - though told him i was in no hurry as i need to suss out if i still have a business! quick insurance search shows circa £400
I don’t think it’s a simple value orientated thing, it’s all about risk and if the insurance company have no data for comparison they take very little risk at all. Hence VERY high premiums, as soon as they get a small number of bikes insured for a few months the premiums drop massively providing their are no claims, my v2 is really decent to insure, some had said only weeks before they were getting obscene quotes and with similar curcumstances
You're right - there is no predictability in insurance, and new models are treated as high risk. In my case I found that the premium for the Panigale dropped some in March 2019 and a lot more in March 2020 with no change to circumstances. In my recent experience (last Monday), I got several quotes (Carole Nash and Ducati Insurance (Adrian Flux)) and keeping all the variables the same dropping the value to £19k had the greatest effect (30%) on premium. So there is a double whammy here - higher premium due to the attitude of the insurance industry to the new model and higher premium due to the arbitrary £20k value which all brokers I have spoken to agree is a threshold. My point is that one you can't do anything about but wait, and the other you can control in your declaration of value. Your individual experiences may vary, but this is my experience. Nothing more.
Interesting that the rear cylinders shut down at tickover to reduce the heat. Technology provided by Audi
@Ravenscry I am mulling over the Tuono vs SF V4, had a test ride at onyerbike yesterday, both bikes back to back, really enjoyed the Aprilia had the race map and the Akra super addictive. Had more fun on the Aprilia, but i think the Ducati with an exhaust will be nicer, actually really enjoyed the ride on the Tuono, but was disappointed with the feel of the bike, feels cheaper, less premium then the Ducati, not as smooth low down town riding as the Ducati, the one i rode had some noises, but the wind protection on the Tuono is very good, its a hard decision for me havent decided yet. I will get the Base SF V4 if i do get the Ducati so i lose out on the electronic suspension, but the suspension the the base V4 is good enough for what i do anyways, for me its a beautiful, Quality built bike with attention to detail Vs saving £2k and getting electronic suspensions cruise control and better wind protection. Decisions.
I can say a few more things, I rode the Tuono first, it has more torque its quite noticeable which is strange i think its only 10nm difference until 9k rpm, so maybe I think it might also be the Throttle mapping?? maybe the tuono throttle is more dynamic, because i found myself having to twist my wrist more to get the same kind of go on the Ducati, so maybe throttle mapping or thats what the racemap does for the Tuono. The Quickshifter, fuck Ducati need to fix that thing almost shit my pants going from 5th to 6th it hit neutral, did the same from 1st to 2nd the Tuonos quickshift was flawless, it so fucking addictive that bike with the Akra pipe, it pops and gnarls and bangs on downshift and upshift. Wind blast until 100 mph(this was on a private stretch of road) both bikes felt the same, after that if you fully tuck in the Tuono you only feel wind on your shoulders, on the Duc at those speeds it starts getting bad, with a bigger screen you can almost have the same wind protection as a Superbike when you are fully tucked on the Tuono, I hope they make some nice screens for the SF V4. Regarding the actual chassis of the bike how they feel on the turns etc, first im not the greatest rider, ive had my license for less then 2 years (mind you im 36 though) and the Tuono felt easier to lean at first but once you get used to the SF V4 it goes really well. I must say I forgot to charge my phone so I left it charging on the car and i got lost on the Tuono lol so i took 1 hour test ride, with 40 minutes trying to find my way back, on the Duc I had a 20 min test ride, didn't want to take the piss after the first test ride. All in all, to be honest the Tuono will do everything the SF V4 does, its cheaper, its even a bigger difference if you get the SF V4s, it has better wind protection (i rate this highly) and cruise control, but the Ducati feels very special, the attention to detail, the materials used, example the engine and clutch case on the Ducati are manesium on the Aprilia they put some shitty plastic on top of the engine and clutch case, the switch gear of the Ape feels cheap, and i dont like the view of the cockpit on the Tuono, the cheap plastic behind the front fairing besides the TFT display, for example on the 1299 this was a yellow metal very nice, little touches are important, it makes you feel special also.. TLDR: Ducati is a very well built bike, very refined, you can see its a 2020 bike, if you have the money buy it, the Tuono will do everything the Ducati does but feels older cheaper, but you get more goodies for less money.
Good feedback, nice one. The only thing I'd say is i don't personally get sucked in on certain detail, especially ducati engine casings and their quality of finish or in their digital screens (although you admittedly mention surrounding finish), the former have been known to bubble and cause a few issues over the years and the latter have had a number of issues raised about cracking and scratching. Unfortunately Ducati 'quality' tends to be more showroom perception in truth, after real world usage they'll still rust quicker than you can say ACF50 , bolts are still made of a metal cheese type substance and you get the occasional electric gremlins even to this day. Don't get me wrong I still want certain ducatis, probably a V2 or panigale v4 to the stable at some point. That said I do agree it's time Aprilia made some updates as the Tuono bikes not had a huge overhaul for what must be 9 years OK it's progressed in terms of geometry, engine, switch gear and features, but the main frame and overall bike is broadly the same as the first v4 Tuono. All that said, given you can buy a Tuono V4 factory lightly used for £11-13k, they're one hell of a bike. I just can't see where Ducati get £20k for the SF from personally, I mean each too their own and I guess if people pcp then maybe it's not a problem but I do think it's at least £3-£4k over priced.
I’ve had 2 Tuono Factories and they are incredible machines. As Damo says all they need is a refresh styling wise as the engine is superb. You can get great deals on the Tuono but list price is £17K so a refresh would bring the price up there with the Ducati. As I’m writing this a thought popped into my head. Bike prices have gone mad!!
great review cheers. interesting on the quickshifter; heard that they are already recalling them in the US for that issue. something ducati need to sort. my 1260 pikes peak has had a infrequent lurch from 5th to 6th since new and they haven't sorted that. my SFV4S arrives this/next month (had deposit down for a year). appreciate hard to justify 25% or so premium over tuono but "you pays your money" etc.........
I agree with you guys, the Tuono is a hell of a bike and if at 15k im having second thoughts, a used one at 11k is a no brainer, and its what ill probably end up doing, you lose the electronic ohlins, but you still get normal adjustable ohlins, and at 6k difference in price hence against a used 2000 mile tuono i cant really recommended the Ducati, i think perhaps the SF V4 price is a bit too much and in 3 years they will be good purchases. And like others have said i never owned a Ducati very long so my perceived quality difference could be false.
