1199s and Tuono V4 Factory £280 for both thats with Bemoto. 45 (Looks younger ) 9 years NCB in Chorley.
Considering how easy bikes are to nick and how much damage can happen just from not putting the side stand down properly I'm not surprised a 35k bike has such high insurance.
Yep, I figured but, wouldn't that still be 1:7? Thing is, it's one of the most desirable bikes on the plant and OP has been riding 2 1/2 yrs. £1800 isn't shocking to me. Plenty of 18yr olds in Fiesta's would be paying £1800.
I was paying £750/900 on the fireblades back in the early ninetiesbut i needed the ride so i just paid
I'm from Chester so fingers crossed i see that thing of beauty out one day! If you have just spent £35,000 on a bike another £1,800 wont hurt!! Have you tried bemoto? just insured with them after hearing good things and was the cheapest price i got with the most cover.
Having read all the other posts I have to agree £1800 is not unreasonable. For what it's worth, back in the late 90's I got my first Ducati (never looked back since ). It was a 748 (which I still have). I wanted a 916 but couldn't get insurance cover. I was the same age as you, had been riding since I was 16 and my last bike was an FZR1000 exup. I lived in London. The insurance was £1300 even with max NCB. I know as I found an old policy letter just a short while ago in the file. That was on a 9.5K bike not a 35k bike (even allowing for inflation).
I appreciate that I have only had my licence 2 & 1/2 years and I think that’s what’s killing it !!! Apparently an ACU that I’ve had for the last 15 years doesn’t count haha !!! Still bloody ridiculous!!!!
I think you're a lunatic to buy a V4R and not track it! If we're talking money and risk; surely spending that sort of money on a bike warrants getting it on track to see what it can do? You can have a lot of fun when the roads are good but Rs in general are pretty horrible on the road.
I will be but it still needs running in and to be insured for theft !! I don’t ride on the road much hence why I have sold my 851 and V4 the V4s suspension was tragic on Track even going manual with it !!! It was one of my justifications for the R as it was going to cost me 2k to sort the S out with new suspension!!!
If you need a multi bike policy Carole Nash was pretty good for me. 4 bikes including V4 Speciale I’m an old fart and have full no claims, bikes kept in secured garage with data tag and bike trac total was £1711, £500 excess, 3,000 miles per year on each, inc U.K. and EU breakdown cover....
Love a bit of man maths to justify buying a new bike haha! I'm interested to hear feedback on comparison. Can I ask you what sort of level you are riding at? I think it's a problem with manufacturers offering such high performance bikes to Joe Public with wide ranges of abilities. Race suspension has a narrow operating window very specific to the rider weight and abilities but road suspension with a wide setup window even of high quality just isn't going to work on such a powerful bike. In my opinion the S models with active suspension tend to fix this with just the V4S always seeming to have a problem with the rear spring rate.
